Social Security Disability Benefits for Degenerative Disc Disease (2024)

If your DDD results in work restrictions that rule out all jobs, you can qualify for disability benefits.

Degenerative disc disease (sometimes referred to as intervertebral disc disorder) is a medical term used to describe what happens when intervertebral discs—the soft cushions between the bones of the spine, or vertebrae—become dehydrated and shrink, a part of the natural aging process. Loss of cushioning between the vertebrae can cause the bones to rub against each other or touch nerves in the spinal cord, resulting in pain.

When Is Degenerative Disc Disease (DDD) Considered a Disability?

Social Security receives many applications for disability benefits based on degenerative disc disease. Usually these applications contain medical evidence of additional spinal disorders related to or comorbid with (occuring at the same time as) DDD, such as:

  • endplate sclerosis (hardening of the "shell" tissue surrounding the disc)
  • retrolisthesis (when a vertebra has slipped behind a disc)
  • multilevel spondylosis (degeneration of several vertebrae along the lumbar, thoracic, or cervical areas of the spine), and
  • herniated discs.

Because degenerative disc disease worsens with time, even initially mild cases of DDD can eventually cause the above back problems to develop. For example, as the space between the vertebrae gets smaller, your body may react to increasing spinal instability by creating bone spurs that can compress nearby nerves. DDD can also result in spinal stenosis, a narrowing of the spinal canal that can impede nerve signals to your arms and legs. If you have significant, long-lasting work restrictions from your degenerative disc disease, you may qualify for disability.

Qualifying for Disability Due to Degenerative Disc Disease

Every applicant for disability needs to satisfy certain preliminary criteria before the Social Security Administration (SSA) can award benefits. First, you'll need to show that you're legally eligible to receive benefits, whether through the needs-based Supplemental Security Income program or under Social Security Disability Insurance coverage.

You'll then have to show that your disorder has kept you from working above what the SSA considers substantial gainful activity—around $1,550 per month—for at least twelve months. The agency doesn't award short-term or temporary benefits, so if your degenerative disc disease is successfully treated and your back pain goes away within one year, you won't be able to get benefits.

Once your eligibility for benefits is confirmed, the SSA will review your medical records for evidence that you're disabled. You can be found disabled in one of two ways—by meeting the requirements of a listed impairment or by having work restrictions that rule out all jobs.

Getting Disability for Degenerative Disc Disease by Meeting a Spine Disorder Listing

Listed impairments are conditions that Social Security considers automatically disabling, provided you have specific medical evidence establishing significant functional limitations. If you have symptoms from DDD that greatly reduce your mobility—such as being unable to walk without crutches—you may meet the requirements of medical listing 1.15, Disorders of the skeletal spine resulting in compromise of a nerve root.

Under listing 1.15, you'll qualify for disability if you have medical documentation of the following:

  • symptoms of pain, numbness, or fatigue
  • examinations or diagnostic tests showing muscle weakness and nerve irritation, along with evidence of poor sensory responses or reflexes
  • medical imaging (such as an X-ray, MRI, or CT scan) showing disc degeneration that's affecting a nerve, and
  • an inability to walk without assistance, perform fine and gross motor skills with your upper extremities (arms and hands) for motor skills, or a combination of both.

Qualifying for disability by meeting this listing can be challenging because it requires you to be very limited in what you can do. You won't qualify under 1.15 if you don't need an assistive device to move around, for example. But you can still get benefits without meeting the listing if you can show that you're unable to perform your past jobs or any less physically demanding work.

Getting Disability for Degenerative Disc Disease with Restrictions That Rule Out All Work

Many people with degenerative disc disease have limitations that aren't severe enough to meet the listing requirements, but still interfere significantly with their ability to do work-related activities. If restrictions from your DDD keep you from performing any jobs, you could qualify for disability benefits under a medical-vocational allowance.

Social Security will review your medical records and daily activities to determine your residual functional capacity (RFC). Your RFC is a reflection of your maximum capabilities in a work environment. People with degenerative disc disease almost always have physical restrictions in their RFC, such as being unable to lift more than a certain amount of weight or needing to sit down for most of the workday. Because pain can affect your concentration, mental limitations—such as the highest skill level of work you can perform—are often included as well.

Social Security will compare your current RFC with the demands of your past jobs. If you can't return to your old work, the agency will then need to determine whether you're able to do any other jobs despite the limitations in your RFC. At this point, factors such as your age, education, and employment history come into play. For example, most applicants younger than 50 will need to show that they can't do the simplest sit-down jobs in order to get disability, while applicants 50 years of age or older may qualify under the "grid rules."

Applying for Disability for Degenerative Disc Disease

Starting your application for disability benefits is a pretty straightforward process. You can choose which of the following methods works best for you.

  • File online at ssa.gov if you're applying for SSDI benefits. (If you're applying for SSI benefits, you can begin your application online, but a Social Security representative will contact you to finish it.)
  • Call the Social Security hotline at 800-772-1213 (TTY 800-325-0778 for people who are deaf or hard of hearing) between 8:00 a.m. and 7:00 p.m., Monday through Friday.
  • Go in person to your local Social Security field office.

You don't need to have a lawyer at any point during your disability determination, but having a representative can make the process go a lot smoother. If you're on the fence about getting help from an attorney, check out our article on what to look for in a good disability lawyer. For more information about how the SSA handles applications for spinal disorders in general, see our article on getting disability benefits for back problems.

Updated March 12, 2024

Social Security Disability Benefits for Degenerative Disc Disease (2024)

FAQs

Social Security Disability Benefits for Degenerative Disc Disease? ›

It is certainly possible to qualify for Social Security Disability Insurance benefits with Degenerative Disc Disease, depending on the facts of your specific case. The pain caused by the deterioration of the spinal discs from degenerative disc disease can cause intense pain and regular flare ups.

Is degenerative disc disease enough for disability? ›

If you have significant, long-lasting work restrictions from your degenerative disc disease, you may qualify for disability.

What is the maximum back payment for SSDI? ›

The Social Security Administration will pay a maximum of 12 months of back pay. Suppose your application took 24 months to be approved. In that case, you are entitled to 12 months of back pay. Even though it may seem as though you're entitled to 19 months of back pay, the maximum amount of back pay is 12 months.

What should you not say when applying for disability? ›

Ten Things You Should Never Say When Applying For Social Security Disability
  • “It's not that bad. ...
  • “I'm getting better.” ...
  • “I can work, but no one will hire me.” ...
  • “It hurts.” ...
  • “I'm not being treated.” or “I stopped treatment.” ...
  • “I have a history of drug use/criminal activity.” ...
  • “My relative gets disability.”
Oct 6, 2023

What if my disability check is not enough? ›

When your disability check isn't enough to live on, you may have additional options at your disposal. For example, you may qualify for extra help in specific areas such as health care costs, food, and housing. Different federal, state, and local programs may be available.

How hard is it to get Social Security disability for degenerative disc disease? ›

Social Security disability claims based on degenerative disc disease are never easy to get approved. They require expert understanding of the above evaluation process, as well as compelling medical evidence.

How much disability can I get for degenerative disc disease? ›

Yes, you can qualify for long term disability benefits for degenerative disc disease. Long-term disability (LTD) benefits are an important part of any financial plan. These benefits provide a monthly payment of between 50 and 60% of your salary in the event that you are unable to work due to a disability.

Can you get more than 12 months SSDI back pay? ›

The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits. Let's look at an example: You become disabled on February 1, 2019, and apply for SSDI benefits on April 1, 2019.

What is the big retroactive check from Social Security? ›

Retroactive Benefits

The Retroactive Benefit Option is enticing to some because it can provide a relatively large lump sum payment. Invoking this option entitles you to receive missed monthly benefits retroactively for as far back as six months prior to filing your application with the Social Security Administration.

How long does it take to receive SSDI back pay once approved? ›

When Will I Receive My SSDI Back Pay? It usually takes around 60 days to receive your back pay. Unlike SSI, SSDI back pay is often provided as one lump sum payment. However, it can only be paid by direct deposit, so you will need an active bank account in order to receive these funds.

How do I pass a disability interview? ›

Preparing for the Interview

For example, try to familiarize yourself with doctor's names, employer names, dates of employment, and a basic timeline of your disability. Answer honestly: Never embellish the facts or mislead the interviewer about your medical condition or how it's affecting you.

What's the fastest you can get approved for disability? ›

The average response time for the SSA to reach a decision after you apply for SSDI benefits is three to four months, but this time period could be extended to up to eight months. Reconsideration. If the SSA denies your request for benefits, you will need to file a request for reconsideration of their decision.

How do you describe pain to a disability judge? ›

Explain what starts up your pain or other symptoms, what makes them worse and what helps relieve them. Describe your symptoms to the judge the very best you can. Be precise and truthful. Don't exaggerate, but don't minimize your symptoms either.

How can I increase my chances of getting SSDI? ›

Top Ways to Improve Your Chances of Filing a Disability Case
  1. Hire an Experienced Social Security Disability Benefits. ...
  2. Understand the Fundamentals of Disability Benefits. ...
  3. Ensure Your Disability Application is Complete. ...
  4. File Your Disability Claim as Soon as Possible. ...
  5. Seek Detailed Medical Documentation to Support Your Claim.

How much are most disability checks? ›

SSDI payments range on average between is $1,300 and $1,600 per month. The SSA has an online benefits calculator that you can use to estimate your monthly benefits. The monthly SSDI you receive is based on your lifetime earnings paid into Social Security taxes.

What is considered to be a permanent disability? ›

Permanent disability (PD) is any lasting disability from your work injury or illness that affects your ability to earn a living. If your injury or illness results in PD you are entitled to PD benefits, even if you are able to go back to work.

How do you prove degenerative disc disease? ›

How is degenerative disc disease diagnosed? A diagnosis is based on a medical history and a physical examination, as well as the symptoms and the circ*mstances where the pain started. Magnetic resonance imaging can show damage to discs, but it alone cannot confirm degenerative disc disease.

What jobs can I do with degenerative disc disease? ›

Ideal Jobs for People Suffering from Back Pain
  • Content writer. Many companies need good writers who can develop content for their blogs, websites, social media accounts and newsletters. ...
  • Office job. ...
  • Customer service representative. ...
  • Tech worker. ...
  • Accountant. ...
  • Sales representative. ...
  • Self-employment. ...
  • Home school teacher.
Jan 22, 2020

What spinal conditions qualify for disability? ›

Disability under Listing 1.04 requires at least one of the following: a herniated disc, spinal pain radiating throughout the body, nerve compression, osteoarthritis, degenerative disc disease, arthritis in the spinal joints or a fractured vertebra, resulting in compression of either a nerve root or the spinal cord.

Will degenerative disc disease put me in a wheelchair? ›

Some people may need a brace, cane, walker, or even wheelchair, depending on the severity of their condition.

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